The U.S. Department of Housing and Urban Development (HUD)

Royal Bank of Canada (now PNC)

Bank of America

SunTrust Bank, N.A.

Lehman Brothers

AGM Financial Corporation

D.R. Horton

Alex. Brown Realty, Inc.

GMAC Commercial Mortgage Corporation (CAPMARK)

Wachovia Securities

Churchill Capital

Cohen Financial Services

Thomas D. Wood & Company

AMBIT Funding

Nisshin Corporation (U.S.A.)

Love Funding

Martin Rosato Interests

Simpson Housing

Superior Bank (Birmingham, AL)

Greystone & Co.

Harsh Realty Capital

Love Funding

Rockford Development

Beech Street Capital (now a Capital One company)

Mosaic Capital

Vesta Equity